Gusto vs QuickBooks: which costs less?
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Gusto last checked by hand: · QuickBooks prices re-confirmed on its own page:
For 5 employees in one state with taxes filed for you, Gusto is cheaper: $79 a month (Simple) vs $85 (Workforce Payroll (formerly Payroll Core)) (QuickBooks lists its extra-state fee and some contractor fees only in its offer terms). That holds at every team size up to 100.
Monthly price by team size
| Service | 1 employee | 5 employees | 10 employees | 25 employees | 50 employees |
|---|---|---|---|---|---|
| Gusto | $55 | $79 | $109 | $199 | $349 |
| QuickBooks | $57 | $85 | $120 | $225 | $400 |
Other situations
| Situation | Gusto | QuickBooks |
|---|---|---|
| 10 employees in 2 states, taxes filed for you | $200 (Plus) | $132 (Workforce Payroll (formerly Payroll Core)) |
| 5 contractors, no employees | $79 (Simple) | $25 (Contractor Payments (contractors only)) |
Feature differences
Features available on at least one plan (included or as a paid add-on), according to each provider's pricing page:
Only Gusto
- Pay contractors outside the US
Only QuickBooks
- Wage garnishments handled
- Tax penalty guarantee
See Gusto pricing See QuickBooks pricing
Want a different team size or must-haves? Use the calculator, which compares all 13 services at once.
Details: Gusto · QuickBooks
Sources we checked: Gusto pricing page (plans, add-ons, plan comparison data, pricing FAQs) (checked 2026-10-22); Gusto pricing page, Wayback snapshot (cross-check: identical plan prices) (checked 2026-10-22); Gusto pricing page, Wayback snapshot that still showed the former Contractor Only plan (checked 2026-10-22); Gusto Help Center: Change your Gusto product plan (contractor-only plan discontinued) (checked 2026-10-22); QuickBooks payroll pricing page (currently shows Workforce + QuickBooks Online bundles only) (checked 2026-10-22); QuickBooks payroll-only plans (Workforce Payroll, Premium, Elite) with 'Important pricing details' footnotes (checked 2026-10-22); QuickBooks Contractor Payments plan page (checked 2026-10-22); QuickBooks tax penalty protection (Elite) (checked 2026-10-22); QuickBooks Workforce & Intuit Payroll General Services Disclosures (offer terms: state, employee and contractor fees; plan features) (checked 2026-10-22); Intuit help article: set up payroll taxes for employees in a new state (updated 8/4/2026) (checked 2026-10-22); QuickBooks Workforce Premium page ('Try it free for 30 days') (checked 2026-10-22); QuickBooks payroll page for new businesses (free-trial terms) (checked 2026-10-22)