Gusto vs QuickBooks: which costs less?

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Gusto last checked by hand: · QuickBooks prices re-confirmed on its own page:

For 5 employees in one state with taxes filed for you, Gusto is cheaper: $79 a month (Simple) vs $85 (Workforce Payroll (formerly Payroll Core)) (QuickBooks lists its extra-state fee and some contractor fees only in its offer terms). That holds at every team size up to 100.

Monthly price by team size

Lowest published monthly price for each service's cheapest plan that files payroll taxes for you, one state. "—" = no published plan fits.
Service1 employee5 employees10 employees25 employees50 employees
Gusto$55$79$109$199$349
QuickBooks$57$85$120$225$400

Other situations

SituationGustoQuickBooks
10 employees in 2 states, taxes filed for you$200 (Plus)$132 (Workforce Payroll (formerly Payroll Core))
5 contractors, no employees$79 (Simple)$25 (Contractor Payments (contractors only))

Feature differences

Features available on at least one plan (included or as a paid add-on), according to each provider's pricing page:

Only Gusto

  • Pay contractors outside the US

Only QuickBooks

  • Wage garnishments handled
  • Tax penalty guarantee

See Gusto pricing See QuickBooks pricing

Want a different team size or must-haves? Use the calculator, which compares all 13 services at once.

Details: Gusto · QuickBooks

Sources we checked: Gusto pricing page (plans, add-ons, plan comparison data, pricing FAQs) (checked 2026-10-22); Gusto pricing page, Wayback snapshot (cross-check: identical plan prices) (checked 2026-10-22); Gusto pricing page, Wayback snapshot that still showed the former Contractor Only plan (checked 2026-10-22); Gusto Help Center: Change your Gusto product plan (contractor-only plan discontinued) (checked 2026-10-22); QuickBooks payroll pricing page (currently shows Workforce + QuickBooks Online bundles only) (checked 2026-10-22); QuickBooks payroll-only plans (Workforce Payroll, Premium, Elite) with 'Important pricing details' footnotes (checked 2026-10-22); QuickBooks Contractor Payments plan page (checked 2026-10-22); QuickBooks tax penalty protection (Elite) (checked 2026-10-22); QuickBooks Workforce & Intuit Payroll General Services Disclosures (offer terms: state, employee and contractor fees; plan features) (checked 2026-10-22); Intuit help article: set up payroll taxes for employees in a new state (updated 8/4/2026) (checked 2026-10-22); QuickBooks Workforce Premium page ('Try it free for 30 days') (checked 2026-10-22); QuickBooks payroll page for new businesses (free-trial terms) (checked 2026-10-22)