Gusto vs Justworks: which costs less?

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Gusto last checked by hand: · Justworks last checked by hand:

For 5 employees in one state with taxes filed for you, Gusto is cheaper: $79 a month (Simple) vs $90 (Payroll). That holds at every team size up to 100.

Monthly price by team size

Lowest published monthly price for each service's cheapest plan that files payroll taxes for you, one state. "—" = no published plan fits.
Service1 employee5 employees10 employees25 employees50 employees
Gusto$55$79$109$199$349
Justworks$58$90$130$250$450

Other situations

SituationGustoJustworks
10 employees in 2 states, taxes filed for you$200 (Plus)$130 (Payroll)
5 contractors, no employees$79 (Simple)$90 (Payroll)

Feature differences

Features available on at least one plan (included or as a paid add-on), according to each provider's pricing page:

Only Gusto

  • Local (city/county) tax filing
  • Unlimited payroll runs
  • Direct deposit
  • Next-day direct deposit
  • Same-day direct deposit

Only Justworks

Nothing listed that Gusto lacks.

See Gusto pricing See Justworks pricing

Want a different team size or must-haves? Use the calculator, which compares all 13 services at once.

Details: Gusto · Justworks

Sources we checked: Gusto pricing page (plans, add-ons, plan comparison data, pricing FAQs) (checked 2026-10-22); Gusto pricing page, Wayback snapshot (cross-check: identical plan prices) (checked 2026-10-22); Gusto pricing page, Wayback snapshot that still showed the former Contractor Only plan (checked 2026-10-22); Gusto Help Center: Change your Gusto product plan (contractor-only plan discontinued) (checked 2026-10-22); Justworks PEO & Payroll Plans Pricing (plan cards, features-by-plan table, add-ons, FAQ; page dateModified 2026-10-06) (checked 2026-10-22); Justworks Payroll product page (FAQ) (checked 2026-10-22)